
Dear Readers,
Lately I’ve been feeling off balance fighting through a period of feeling emotionally and physically drained and disappointed. At this point in my life I feel I need to give deep thought into what I am doing, and is it truly meaningful, or is all of the book writing, blogging, vlogging, just another way of me staying busy, which in turn appears like I am productive and successful.
Since the start of the pandemic I’ve taken several free courses and just recently completed a 40 hour training to become a Victim Advocate for victims of sexual assault and domestic violence. I feel that it would be a great experience to add to my resume. But, the more that I think I am accomplishing, the bigger the question of what am I doing for my future? Creating a brand, publishing books, joining the International Lions Club, will any of these activities help me in the future.
I have a timeline. I want to semi-retire in three years at ( 60) and fully retire at 62, and relocate from New York. Can I do this in three to five years on my own? How? To accomplish my retirement vision means less time For my brandConversations with J. R. Floyd. I have two manuscripts I wanted to publish this year, and dealing with the disappointment of being 7 months into this year, and some of the projects I planned had to be rescheduled, and I may not be able to complete them.
It’s time for me to put the same focus and energy into planning for my future. The last five years I’ve been balancing my time between two jobs that I no desire to continue to do. I am hoping that my upcoming cross country drive from New York to California will help me to refocus my energy and start to design a new vision for my future. I am not looking for a fresh start or to start over just to work from the foundation that I currently have.
If anyone has retirement advice or suggestions I would like to hear from you.

Wish you all the best.
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Thank you ❤️
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You are welcome. 🙂
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I retired at 61 (planned to do this at 58, but forgot I still had a son in Uni). 26 months out, I knew the date (it involved 1s and 7s my lucky numbers). My date never changed, I started a detailed spread sheet showing all income and expenses and how they would change on retirement, thinned down my financial expenses, planned a long vacation to provide a break between work and retirement and then threw myself into home improvements when I got back. That summer, I realized I was treating retirement like a job and started adjusting the number and intensity of my projects, as well as taking time to make time for me and my family, more walks, more time with friends, more travel, more books, etc. It is the best promotion I ever worked for and those still doing my old job have told horror stories of how much worse it has become at work. Almost 7 years later, I have not regretted my decision or timing for even one second. Happy planning. Allan
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Hi. Allan. Thank you for sharing. My up coming cross country trip is part of me talking a break and the start to planning my retirement. I have three states in mind I would like to relocate to. This year I down sized, and will began slimming the budget. After I retire I will take a Cruise and then build my private tutoring service only plan to do that three days a week and the rest of the time is mine. Thank you ❤️
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JR, retirement is an adjustment, but it is wonderful to be your own boss. I have been retired for ten years and although I loved teaching, I have never wished to work again except for myself. Good luck with the trip and the cruise and with the transition to retirement. ❤
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Thank you for your comment and for sharing your experience. I plan to be my own boss by running my tutoring service three days a week that’s enough for me.
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